It's important to understand that fleece does NOT protect from prolonged cold. Fleece merely reduces the rate at which the interior of the greenhouse cools down (or warms up). If the temperature outside is sub-zero for several days on end, then that is the temperature that the interior of the greenhouse will stabilize at.
Pam is an expert on overwinting tender plants, but she lives in a built-up area, in the South of the country, so her garden will be several degrees warmer than many of us.
The problem is unpredictable too because we just don't know what the coming Winter will be like. It may be mild; it may be colder than last year.
I have some chocolate cosmos in a pot. Mine will be overwintering in the spare bedroom.