Posted: 22/09/2016 at 16:01
The leaves look to have a bit of Scab on them. This is a fairly common ailment of Apple trees. Used to be able to spray with Copper sulphate, but not sure if one can still buy it. There does not appear to be anything much for the amateur these days. All you can do is to collect up and burn the fallen leaves and fruit, or dispose of safely, not on the compost heap.
I would also look for aphids on the underside of the leaves. they can cause the leaves to curl and look a bit speckled where they have sucked at them.
Scab could also be the problem with the fruit. Also check the apples for codlin moth worms.