Posted: 27/02/2015 at 08:39
Frost overnight here.
I'm off to the bank today, to get dads name taken off all the joint accounts, and get his isa moved. Everything is in joint names with mum except the isa. I hope they dont make us go through probate for just that. Some banks will, and some wont.
Next job is a granny bond.
Then the house is to be put in mums sole name and registered at the land registry.
I'm told that isnt strictly necessary yet, but it will make it easier after mum dies. It was never registered, because dad bought a piece of land, dug out the foundations by hand, then got a builder to put up the shell. The rest, including building the garage, he did himself. The other thing were doing is registering powers of attorney. It came in very useful for himselfs mum, when the powers that be tried to decide what was best for her. This way, the family decides and the key workers, social workers, council and the rest ,dont get to make decisions.