Posted: 22/09/2015 at 16:50
If the owner of the horses refuses to give you the name of their insurer, get hold of your insurer and they will find out immediately. And they will write official letters.
In my experience the Small Claims Court is fine if the person you are suing pays up, but if you get involved with bailiffs it can actually work out long-winded.
To that end make a comprehensive list of the shrubs you have lost (at full retail price), and when you replant keep them a good distance from the fence.
I know it's the land owner's responsibility to fence their property, but life is not always so simple, and animals can be very persistent and lean on a protective wire to reach tender growth.