Osteospermums survive well outside for me.....usually. I take cuttings, it isn't too late now, and keep in unheated greenhouse. Gerberas too survive outside but I dig them up and overwinter on dry side in greenhouse. I had to try different spots in garden before I got gerberas to flower well. They need plenty of sunshine. Mrs M, I would keep ALL your plants, including snapdragons, inside. Fleeceing is always sensible and if plants are kept reasonably dry should survive. Try it and let us know next spring.