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A family of four sitting together on a wooden bench in a garden

Experience memorable getaways in stunning settings every year

With the Holiday Property Bond, you can enjoy a lifetime of beautiful gardens in an enticing range of destinations across the UK and Europe

There’s something uniquely joyful about exploring a new landscape on holiday. From the gentle rustle of tree leaves to the sweet scent of flowers, natural spaces have a way of relaxing and recharging us, whether we’re green-fingered or not.

That’s what makes a Holiday Property Bond (HPB) getaway so restorative. With a wide choice of exclusive properties across dozens of handpicked locations, HPB gives Bondholders access to impressive homes that either lie close to renowned gardens, or are nestled within their own landscaped grounds.

And no matter if you're drawn to manicured English lawns or Mediterranean olive groves, there will be a break available that’s sure to fill you with delight.

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Read on to discover how one couple has enjoyed some of the most spectacular landscapes in the UK and beyond, thanks to HPB…

A collage of images depicting a family happily spending time in their garden, filled with plants and flowers, with a holiday cottage in the distance

Cornish contentment

One of HPB’s most prized British properties, Duloe Manor in Cornwall, is a favourite of gardening enthusiasts Les and Margaret Hill. Set within 14 acres, this Queen Anne manor features five acres of meadow and nine acres of formal gardens with standout features, such as the vibrant acer collection and the elegant Lime Avenue – a 57-tree walkway ending in a picturesque monument.

In fact, the pair from Dumfries have enjoyed more than 80 HPB holidays since becoming Bondholders in 1999. Originally introduced to HPB through his job with Scottish Trading Standards, Les visited an open day at HPB’s Braithwaite Court with healthy scepticism.

“First, it was clear pretty much immediately that the Holiday Property Bond wasn’t a timeshare,” says Les. “There was a wide (and ever-expanding) choice of homes and almost limitless flexibility. Secondly, there was total transparency. And thirdly, there was no pressure – it was down to us to decide if the Bond was right for us.”

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A family enjoying time in a pool, alongside an image of their house featuring the same pool area

Holidays for all ages

Sold on HPB’s quality and flexibility, the Hills have since taken holidays across the UK and Europe with their children and grandchildren. “There is a perception that HPB is for a more mature clientele,” Les says, “but I prefer to think of it as multi-generational. We joined in our early 40s and enjoyed holidays with our young family. Now we’re doing the same with a new generation. And loving it.”

A pair of images featuring a grand castle and a tranquil lake

Another favourite location is Tigh Mor, a baronial-style retreat on the edge of the Scottish Highlands. “Tigh Mor was our first HPB holiday,” recalls Margaret. “Our daughter Julie’s face lit up – ‘It’s like a fairytale castle!’ she said. And it’s just as enchanting now.”

So, whether you're seeking garden ideas or a serene break surrounded by plenty of natural beauty, HPB’s breathtaking locations offer something truly special. The only question is: which location will you visit first?

A collage of four distinct gardens and buildings, highlighting diverse landscaping and architectural designs. From left to right. Top left: HPB Coo Palace, Dumfries and Galloway, Scotland. Top right: HPB Sibton Park, Kent, England. Bottom left: HPB Lodge Yard, Askrigg, Yorkshire Dales, England. HPB Manoir du Hilguy, Brittany, France.
The Holiday Property Bond Est 1983 logo

Request your fully illustrated holiday property brochure

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Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of under £38 (that’s around £150 a year), which can increase in line with, but not exceed, the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all of HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £372 a week and £569 for a two-bedroom property. Larger properties are also available. After an initial charge of 25%, your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances), but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.

This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them, but Isle of Man compensation arrangements apply to new policies.